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Tax Instalment Prepayment Plan

The Tax Instalment Prepayment Plan (TIPP) helps you pay next year's taxes automatically by deducting the property taxes you owe from your Canadian chequing account. 

The TIPP offers two payment options to prepay your taxes:

When to not use TIPP

The TIPP can't be used to pay:

  • Current or overdue taxes, so make sure all outstanding taxes including the advance and main tax notices are paid in full before submitting your application
  • Your Empty Homes Tax (Vacancy Tax)

Property tax due dates

Advance taxes: February 4, 2020

Main taxes: September 30, 2020 (Extended deadline – learn more

 You can make your payment at any time after receiving your tax notice in the mail.

Home owner grant: September 30, 2020

How much do you owe?

Set up an online account. You will need your access code. It can be found on your tax notice.

Log in to your account

Get your property tax account balance. No login or registration required.

When to contact us

Contact a TIPP administrator or the Property Tax Department before submitting an application if:

  • The property is owned by a company, or 
  • Property taxes are paid by a mortgage company, or
  • Property taxes are paid through the provincial deferment program

Types of plans

Option 1: Monthly and balance plan

Up to 10 monthly prepayments are withdrawn from your bank account on the first day of each month from August through May (except February) and the greater of prepayment amount, or the balance withdrawal, each year on the second business day of: 

  • February to pay the advance tax notice
  • July to pay the main tax notice (extended to September 30 for 2020)

 There's no withdrawal each year in June.

Option 2: Balance only plan

Balance only withdrawals are automatically debited from your bank account each year on the second business day of: 

  • February to pay the advance tax notice
  • July to pay the main tax notice (extended to September 30 for 2020)

Apply for the plan

Cancel or change your prepayment plan (including when selling your property)

Missed a payment?

We may charge you an administration fee if you miss a payment for any reason (insufficient funds, closing your account without letting us know – any reason that could result in your payment being returned).

We may also cancel your participation in the Tax Instalment Prepayment Plan if you dishonour two consecutive prepayments or balance withdrawals.